baby bumpsThey say, "when it rains, it pours," and one couple in Seattle knows this all to well (and then some). Misty & Brian Baker tried to get pregnant with a child for 10 years with no success, and finally enlisted the help of a good friend to act as a surrogate when they couldn't conceive on their own. Even though they were totally broke from their previous failed attempts at IVF, they figured that using a surrogate was their last shot at having a family, so they went for it.

But when doctors suggested that Misty go through IVF just one more time, alongside her surrogate, she obliged, thinking there was no chance at all she'd wind up conceiving. And as we all know, assuming that you won't get a certain outcome is a surefire way to make sure it happens. Not only did the surrogate wind up pregnant with twins -- Misty did too!

That's right -- the couple is now expecting four babies, and while these little ones are no doubt miracles, I can't help but think that the Bakers are in a bit over their heads.

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Considering the financial strain they were under, what on earth would make them take the chance of getting pregnant with multiple kids?! I mean, one baby is expensive enough, but trying to afford four all at once? That's the kind of thing you need to sit down and write out a good financial plan for -- preferably before the babies are actually conceived.

When I became pregnant with my son, I wound up putting a good majority of my paycheck into savings for months before he arrived so we'd have a nice cushion for any additional expenses we hadn't anticipated would arise. And even though there was a decent chunk of money in that account, it still seemed like we had unexpected costs popping up constantly after we brought him home. I guess you really can't predict how much life with a newborn costs until you actually have one.

Instead of throwing caution to the wind and undergoing IVF at the same time as their surrogate, Misty & Brian should've taken a good look at the big picture and thought about what they'd do in the event they wound up expecting multiple babies. I don't want to go so far as to call them irresponsible during this happy time, but they really should've put a little more thought into the whole process. Hopefully they've at least put some sort of a plan in place to help ease their financial struggles after these little ones arrive and have learned to always expect the unexpected.

Did you make sure your finances were in order before deciding to start a family?

 

Image via Greencolander/Flickr